I just found some new resources that will help you in this neverending battle against... well... being poor.
And here they are:
1. First of all, you can get a FREE debt consultation. I had no idea someone would actually give away a service that costs as much as $100 per hour elsewhere. Give it a try!
2. If you got a really nice credit report, couldn't you make a deal with the loaner? ( a smaller interest rate always helps). You can get one of those free unlimited credit reports these days. You really should do this quite often as credit reports are very dynamic. Why not take advantage of the moments when your credit score is higher to get better loans ?
Hope it helps
